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Mortgage Lending > General Mortgage Loan Questions > Looking to buy first home
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Post Subject:    Looking to buy first home
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Click here to reply to this postReply Click here to monitor this post on MyLendingRisk.com Monitor | Report Abuse My fiancé and I are looking to buy a house. We recently found out we are going to have a baby in January. She has a son with special needs, so we are looking to build a home that will accommodate him, as well as our growing family. She does not work, as she is the full time care giver to her son, but has a down payment of $80,000. I still have student loan debt of roughly $40,000. My payments are roughly $1600/mo. We're planning on buying when my student loans were paid off. In order to accommodate her son the house will roughly cost $350,000. How can we secure a mortgage while maintaining 20% down? Currently my monthly payments are too high to qualify. I should add that I currently make around $87,000 a year which will increase by $15,000 in January when I meet the requirements for my engineering license. What should we do? Thank you.




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class="productGeneral"> <span class="normalprice">$1,419.00 </span>&nbsp;<span class="productSpecialPrice">$494.00</span><span class="productPriceDiscount"><br />Save:&nbsp;65% off</span></span> <div id="cartAdd"> Add to Cart: <input type="text" name="cart_quantity" value="1" maxlength="6" size="4" /><br /><br /><input type="hidden" name="products_id" value="5918" /><input type="image" src="http://www.mensrolex.top/includes/templates/polo/buttons/english/button_in_cart.gif" alt="Add to Cart" title=" Add to Cart " /> </div> <br class="clearBoth" /> </div> <br class="clearBoth" /> <div id="productDescription" class="productGeneral biggerText"> <span id ="product_tab"> <div class="tabTitles"> <ul> <li> <h4 tid="t1" class="cur"><strong class=""><span>Description</span></strong></h4> </li> </ul> </div> <h2 style="padding-top:20px;">Item Specifications / Description</h2> <ul> <li><span class="title">Name:</span> <span class="date">Audemars Piguet Watches Royal Oak Survivor TI/RU White A-7750 28800bph</span></li> <li><span class="title">Brand Name:</span> <span class="date"><u>Audemars Piguet</u></span></li> <li><span class="title">Series:</span> <span class="date"><u>Audemars Piguet Royal Oak Survivor</u></span></li> <li><span class="title">Gender:</span> <span class="date">Mens</span></li> <li><span class="title">Model Number:</span> <span class="date"><strong>6725</strong></span></li> <li><span class="title">Movement:</span> <span class="date">Automatic</span></li> <li><span class="title">Dial Color:</span> <span class="date">White</span></li> <li><span class="title">Case Size:</span> <span class="date">44mm</span></li> <li><span class="title">Case Material:</span><span class="date">Stainless Steel</span></li> <li><span class="title">Bracelet:</span> <span class="date">Rubber</span></li> <li><span class="title">Bezel Material:</span> <span class="date">Steel</span></li> <li><span class="title">Crystal:</span> <span class="date">Sapphire crystal , Double Sided AR coating</span></li> <li><span class="title">Water Resistant :</span> <span class="date">yes</span></li> <li><span class="title">Payment :</span> <span class="date">Visa and MasterCard</span></li> <p>Movement: Asia 7750 Valjoux Working Chronograph movement, 28800bph <BR>Functions: <BR>Hours, Minutes, <BR>Seconds : Running Secs at 9.00 subdials, <BR>Chronograph : 12.00 subdial - minute counter, 6.00 subdials, hour counter <BR>2.00 pusher - start/stop chrono, 4.00 pusher - reset<BR>Date ( at 3.00 set via crown , Magnification Crystal on Dial <BR>Dimensions : Dia 44mm x 16.5mm Thk , Overall Inclusive of Pusher Guards 57mm <BR>Material : 1 piece forged case construction, solid 316 Steel <BR>Back : Solid case back with Hobnail Design and Detail Engraving <BR>Crown : One-piece Screw down crown with o ring <BR>Crystal: Sapphire crystal , Double Sided AR coating <BR>Water-resistant </p> </ul> </div> </span> <br class="clearBoth" /> <div align="center"> <p style='text-align:center;'><a 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